Yahoo Vs. Lycos Essay example -- essays research papers fc

Yippee! Versus Lycos While looking on the Internet, one may think that its troublesome now and then to realize where to begin. With the apparently boundless measure of data, one should utilize the asset appropriate for the searcher's needs and tastes. Contrasting various variables like databases, index types, qualities and shortcomings of two web search tools, for example, Yahoo! what's more, Lycos, can give a bit of leeway to somebody searching for a beginning square. To begin with, one of the most established web indexes on the web, Lycos keeps on flourishing chiefly by giving a blend of highlights. As the pattern with the other significant pursuit instruments, Lycos comprises of a mixture of databases, online administrations, and other Internet properties. As far as general looking, Lycos web index shows the new propelled search with FAST, which means looking through one of the biggest Web page databases. Inside the most recent year, Lycos made its fundamental registry a form of the Open Directory Project. With an objective of this index arriving at the status of the most far reaching registry of the web, and with over 1.8 million postings in 283,798 classifications, it incorporates a larger number of pages than Yahoo!. Like Yahoo!, Lycos has accessible postings by classification and the destinations are explored and ordered by editors. People perform better at settling on these sorts of choices than PCs, so results will frequently obscure with the other web crawlers. While Yahoo! can take a very long time to take entries of new Web locales, destinations for the most part start in the Open Dir...

A Relationship Between Bipolar Disorder and Childhood Sexual Abuse free essay sample

Every one of these activities may appear to be totally fantastical to the normal individual; in any case, activities like these are a reality for almost 5. 8 million grown-ups in the United States that experience the ill effects of an ailment called bipolar turmoil. Bipolar turmoil, truly alluded to as hyper burdensome disease, is an umbrella term used to portray cyclic, repetitive, polarizing temperament unsettling influences that extend from rapture, delight, and madness at one shaft to touchiness, dysphoria, and discouragement at the other. This is the situation of our customer Marya. She experiences Bipolar 1 which is the most noticeably awful degree of Bipolar issue. As a class task we were allocate Madness: a bipolar life composed by our customer Marya, who has been determined to have this weakening ailment as a grown-up after numerous misdiagnoses. The focal point of this paper will be to comprehend whether our customer Marya was explicitly mishandled as a youngster. I will be standing up of her not being explicitly manhandled as a kid and that her manifestations can be clarified by her bipolar issue. We will compose a custom article test on A Relationship Between Bipolar Disorder and Childhood Sexual Abuse or on the other hand any comparative point explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page In examining the subject of youth sexual mishandled according to bipolar confusion there isn't sufficient proof to help the possibility that a youngster that experienced sexual maltreatment will created bipolar further down the road. The side effects of our customer Marya are carefully indications of her bipolar 1 issue. A few side effects of bipolar 1 include: flying abruptly starting with one thought then onto the next, quick constrained and uproarious discourse, expanded vitality with hyperactivity, a diminished requirement for rest, swelled mental self view, unnecessary spending, hyper sexuality and substance misuse. As indicated by an article composed by David Finkelhor sexual maltreatment can be characterized as sexual contact with a youngster that happens under one of three conditions: When a huge age or maturational distinction exists between the accomplices, when the accomplice is in a place of power over or in a consideration taking relationship with the kid or when the demonstrations are completed against the kid by utilizing brutality or dishonesty. In understanding Madness: a bipolar story I didn't get the feeling that our customer Marya had been explicitly mishandled as youngster. I didn't apparent that any grown-up had exploited her, explicitly or of some other structure. While sexual maltreatment can be difficult to identify, particularly in youngsters on the grounds that the maltreatment regularly happens in mystery and there isn't in every case any physical proof of the maltreatment, some kid sexual maltreatment survivors may show indications of Post-horrendous pressure issue (PTSD). They may act in an anxious, upset way and may have bad dreams. Another side effect many be reenactment of the maltreatment in their play time. They mmay show dread and steady concern. Small kids may lose abilities they once learned and act more youthful than they are. For instance, a manhandled kid may begin wetting the bed or sucking their thumb. Some sexual maltreatment survivors appear strange sexual practices that are not expected in a kid. They may act enticing or they may not keep up safe cutoff points with others. In understanding Madness, our customer Marya didn't showed any of the above notice side effects. Because of an examination from The British Journal of Psychiatry named Impact of youth maltreatment on the clinical course of bipolar issue. The examination was directed with an example of a 100 patients at a scholarly strength place for the treatment of bipolar issue. The exploration found that a background marked by extreme youth misuse is to be found in around half of grown-ups with bipolar confusion with numerous types of having happened in about a third. Particular negative effects on clinical result were related with youth physical, sexual or psychological mistreatment accounts, with proof proposing increasingly broad suicidality, fast cycling and potentially comorbid substance abuse related with numerous types of youth misuse. This investigation helped me reach the resolution that Marya was not explicitly maltreatment as a kid. As I would see it since the examination recommend that lone portion of the 100 individuals indicated manifestations of extreme adolescence and sexual maltreatment was incorporated inside this half it isn't sufficient proof to infer that our customer Marya has been explicitly mishandled. While kid sexual maltreatment survivors may show side effects of PTSD just as indications that may incorporate uneasiness, low confidence, trouble setting safe cutoff points with others and relationship issues. Survivors may have terrible dreams. They may carry on parts of the maltreatment in their play. They may show different feelings of trepidation and stresses. Little youngsters may lose abilities they once learned and act more youthful than they are. For instance, a mishandled kid may begin wetting the bed or sucking their thumb. Some sexual maltreatment survivors appear strange sexual practices that are not expected in a youngster. Sexual maltreatment can be mistaking for kids. For a youngster, it frequently includes being utilized or harmed by a confided in grown-up. The kid may discover that the best way to get consideration or love is to give something sexual or surrender their confidence. A few youngsters accept the maltreatment is their flaw by one way or another. They may think the abuser picked them since they more likely than not needed it or in light of the fact that there is some kind of problem with them. Marya had youth that as I would see it was not quite the same as most youngsters, as for a model when at four years old she portrayed that she was unable to nod off because of a goat being in her room. While going through these feelings can be troublesome, I don’t think it propose that she was explicitly mishandled. Marya family from her dad side seemed to have a background marked by psychological maladjustment which drives me to the understanding that her bipolar is innate. What's more, that her side effects show because of her sickness and not as survivor of kid sexual maltreatment. I stood up of our customer Mary not being explicitly mishandled as kid, it is critical to comprehend the investigation of bipolar issue since it is more typical than the vast majority think. Numerous individuals frequently joke with loved ones about the chance of having this issue yet it is a sickness that ought not be neglected or disregarded. Numerous youths get themselves glad one day and furious the following. This basic difference in feeling is an attribute of bipolar issue, prompting the extreme vacillation of feelings. In the wake of seeing how genuine bipolar issue is and the negative impacts it can have one’s life and the lives of everyone around them, ideally others will comprehend the multifaceted nature of this staggering infection. References Garno, Jessica L. , Joseph F. Goldberg, Paul Michael Ramirez, and Barry A. Ritzler . Effect of youth maltreatment on the clinical course of bipolar issue. (2005): n. page. Web. 9 Feb. Hornbacher, Marya. Franticness: A Bipolar Life. Boston, New York: Houghton Mifflin Company, 2008. Print. 2013. Ogata , Susan N. Ph. D , Kenneth R. M. D. Silk , Sonya Ph. D Goodrich , Naomi E. Ph. D. Lohr , Drew Ph. D. Westen , and Elizabeth M. Ph. D. Slope . Youth Sexual and Physical Abuse in Adult Patients With Borderline Personality Disorder. American Journal of Psychiatry. (1990): 147:8. Web. 12 Feb. 2013. Sonne , Sonne C. , Sonne C. PharmD , and kathleen T. M. D. Ph. D. Brady . Understanding the effect of liquor on human wellbeing and prosperity . National Institute On Alcohol Abuse And Alcoholism . n. page. Web. 12 Feb. 2013.

How to Avoid a Payday Loan Savings Strategies

How to Avoid a Payday Loan Savings Strategies How to Avoid a Payday Loan: Savings Strategies How to Avoid a Payday Loan: Savings StrategiesNobody wants to take out a payday loan. Theyre seen asâ€"at bestâ€"a necessary evil. A way for people without credit to borrow money in a hurry. People dont look forward to them any more than they look forward to going to the dentistBut the problem with payday loans is that theyre often worse than that. These short-term, high-interest loans trap borrowers into a cycle of never-ending debt. If they were a dentist, theyd be a guy working out of a back alley with one rusty drill and a baseball bat for anesthesia.Thats why its best to avoid payday loans altogether if you can! And that means building up your savings so that, when a financial emergency does arise, you can take care of it on your own.Easier said than done, right? Well, here are nine great tips from real experts to help you build an emergency fundâ€"and stay away from payday loans altogether.1. Follow the 50/20/30 ruleNatasha Rachel Smith, head of global communications at TopCash back  says that you should, Review your spending and ensure youre allocating the right amount to savings and emergency funds. You should have at least six months salary saved in an ‘emergency fund as, according to the Bureau of Labor Statistics, the average duration of unemployment in the US is 27 weeks.In order to build this up, its best to follow the ‘50/20/30 rule, says Smith. You should spend only up to 50% of your after-tax income on essentials, such as housing and food; 20% on financial priorities, such as debt repayments and savings; and 30% on lifestyle choices, such as vacations.2. Automate your savingsRobert R. Johnson  is the president and CEO of The American College of Financial Services. He says,Making savings automatic is a key to success.A disciplined approach is the key to success, and automating savings is the key to discipline.  Out of sight, out of mind is the operative philosophy here.One way to do it? [Have] a specific amount taken out of each paycheck and deposited directly into a savings or money market account.3. Get out of debtSmith has a couple great tips for tackling debt repayment.First, she says, ensure youre paying the lowest interest rates on any credit cards or loans by transferring existing balances to 0% interest credit cards.Once youve done that, she continues, ensure youre allocating at least 20% of your income to debt repayments.According to Smith, Focusing on the most costly borrowing first is the fastest way to get out of debt as the overall interest charge is reduced more greatly in lesser time, though some people find they are more motivated by paying off the smallest debts first to lessen the total number of creditors they have.4. Get rid of cableOne of the best ways people can save for an emergency fund is to cut the cord, says Chris Brantner, also known as Mr. Cable Cutter. With the average cable bill sitting at over $100 per month (not to mention those bills with expired promotions that skyrocket), the average person can easily save $50 or more per month when they get rid of cable.(If you visit Brantners website, CutCableToday.com, you can walk step-by-step through exactly how you can cut the cord and keep the programming you want.)According to Brantner, Most people already pay for Netflix, which gives you a ton of programming. The average person also subscribes to Amazon Prime, which also has a Netflix-like library full of older HBO series and more. You can get all the local stations you want with an antenna for free.Now if you need more up-to-date programs, he says, you can opt for a live streaming service like Sling TV which starts at $20 per month, or go with Hulu, which airs many shows the day after they air, starting at $7.99 per month. Whatever the case, you can still save big.Youll still need internet, but you can likely find a good connection for $40â€"60 per month, says Brantner. Luckily, his site has a tool that will help you find and compare internet provider promotions in you r area.5. Save your tax refundAccording to a recent study by BankRate.com, says Smith, a surprising number of millennials (39%) plan to save or invest their refund, 28% plan to use it to pay for necessities and 24% say theyll use it to pay down debt.While it is tempting to splurge on a vacation or a big purchase, saving the refund for emergency situations will be more beneficial to you in the long run, she says.For more on how you can use your tax refund more wisely, check out our blog post: 5 Smart Ways To Spend Your Tax Refund.6. Use appsThere are financial apps that help people save money, says Johnson. One popular app is called Acorns. You tie Acorns to your debit card and it rounds the purchase up to the nearest dollar, effectively allowing you to invest your spare change.Johnson even lays out how it works:If your Starbucks latte costs $4.29, when you use your debit card $5 will be taken out of your account with $4.29 going to Starbucks and $0.71 going into your investment acco unt. This allows you to save money as you make everyday purchases.7. Turn your clutter into cashSmith suggests that you should Have a clear-out and sell anything you dont use â€" or genuinely dont even want â€" anymore.Two questions to ask yourself when deciding whether to keep something or not is: have I used this in the last year? and is it sentimental? If the answer to both questions is no, then sell it and collect the cash, she says.According to Smith, There are plenty of websites that can help you, eBay being one of the most notorious. However you pay less fees with Bonanza and eBid. If your goods are designer, its worth checking out Tradesy.com or Poshmark.com. BuyBackWorld.com is great for electronics and Raise.com will, in many cases, actually pay you $1.50 per gift card you list for sale through TopCashback.8. Invest your raiseAnother idea is to invest your raise for retirement, says Johnson. That is, act as if you didnt receive a raise and have the after tax amount of the raise deducted directly from your paycheck into a retirement fund. You dont give anything up other than the opportunity cost of the raise.Johnson points out that You are already accustomed to living on the current amount you make. When you invest your raise, You simply continue your lifestyle as if you didnt receive that raise. Now, mind you, you dont need to do this every time you get a raise, as the results are cumulative and compound over time.9. Maximize your rewardsSmith advises that you should Make sure youre being rewarded for your spending.Use credit cards that give you air miles, points or money back on your purchases, she says.  Shop through free cashback websites such as TopCashback.com to earn a percentage of your spending back as a cashback rebate (think of it as effectively getting a sales tax refund 30 to 90 days after the transaction).Smith says that you can also sign up to free loyalty schemes that give you access to discounts and free shipping.Do you have some sav ings strategies that have worked really well for you? Let us know! You can find us on Twitter at @OppLoans.com.ContributorsChris Brantner is the founder of CutCableToday.com, where he shares his knowledge on saving money by getting rid of high priced cable bills. Hes also a contributor for Business Insider, TechHive, and other publications.Robert R. Johnson, Ph.D., CFA ® , CAIA ® , CLF ® , is the President and Chief Executive Officer of The American College of Financial Services. Bob is the author of multiple books and scholarly articles. He is co-author of the books Invest With the Fed, Strategic Value Investing, The Tools and Techniques of Investment Planning, and Investment Banking for Dummies. His articles have appeared in The Journal of Finance, Journal of Financial Economics, Financial Analysts Journal, and Journal of Portfolio Management.Natasha Rachel Smith, Personal Finance Expert at TopCashback.com, is based in Montclair, NJ. Natasha’s background is in retail, banking , personal finance and consumer empowerment; ranging from sales to journalism, marketing, public relations and spokesperson work during a 17-year career period. She’s originally from London, UK, but moved to Montclair, New Jersey, USA, several years ago to launch and run the American arm of the British-owned TopCashback brand; a global consumer empowerment and money-saving portal company.

How to Avoid a Payday Loan Savings Strategies

How to Avoid a Payday Loan Savings Strategies How to Avoid a Payday Loan: Savings Strategies How to Avoid a Payday Loan: Savings StrategiesNobody wants to take out a payday loan. Theyre seen asâ€"at bestâ€"a necessary evil. A way for people without credit to borrow money in a hurry. People dont look forward to them any more than they look forward to going to the dentistBut the problem with payday loans is that theyre often worse than that. These short-term, high-interest loans trap borrowers into a cycle of never-ending debt. If they were a dentist, theyd be a guy working out of a back alley with one rusty drill and a baseball bat for anesthesia.Thats why its best to avoid payday loans altogether if you can! And that means building up your savings so that, when a financial emergency does arise, you can take care of it on your own.Easier said than done, right? Well, here are nine great tips from real experts to help you build an emergency fundâ€"and stay away from payday loans altogether.1. Follow the 50/20/30 ruleNatasha Rachel Smith, head of global communications at TopCash back  says that you should, Review your spending and ensure youre allocating the right amount to savings and emergency funds. You should have at least six months salary saved in an ‘emergency fund as, according to the Bureau of Labor Statistics, the average duration of unemployment in the US is 27 weeks.In order to build this up, its best to follow the ‘50/20/30 rule, says Smith. You should spend only up to 50% of your after-tax income on essentials, such as housing and food; 20% on financial priorities, such as debt repayments and savings; and 30% on lifestyle choices, such as vacations.2. Automate your savingsRobert R. Johnson  is the president and CEO of The American College of Financial Services. He says,Making savings automatic is a key to success.A disciplined approach is the key to success, and automating savings is the key to discipline.  Out of sight, out of mind is the operative philosophy here.One way to do it? [Have] a specific amount taken out of each paycheck and deposited directly into a savings or money market account.3. Get out of debtSmith has a couple great tips for tackling debt repayment.First, she says, ensure youre paying the lowest interest rates on any credit cards or loans by transferring existing balances to 0% interest credit cards.Once youve done that, she continues, ensure youre allocating at least 20% of your income to debt repayments.According to Smith, Focusing on the most costly borrowing first is the fastest way to get out of debt as the overall interest charge is reduced more greatly in lesser time, though some people find they are more motivated by paying off the smallest debts first to lessen the total number of creditors they have.4. Get rid of cableOne of the best ways people can save for an emergency fund is to cut the cord, says Chris Brantner, also known as Mr. Cable Cutter. With the average cable bill sitting at over $100 per month (not to mention those bills with expired promotions that skyrocket), the average person can easily save $50 or more per month when they get rid of cable.(If you visit Brantners website, CutCableToday.com, you can walk step-by-step through exactly how you can cut the cord and keep the programming you want.)According to Brantner, Most people already pay for Netflix, which gives you a ton of programming. The average person also subscribes to Amazon Prime, which also has a Netflix-like library full of older HBO series and more. You can get all the local stations you want with an antenna for free.Now if you need more up-to-date programs, he says, you can opt for a live streaming service like Sling TV which starts at $20 per month, or go with Hulu, which airs many shows the day after they air, starting at $7.99 per month. Whatever the case, you can still save big.Youll still need internet, but you can likely find a good connection for $40â€"60 per month, says Brantner. Luckily, his site has a tool that will help you find and compare internet provider promotions in you r area.5. Save your tax refundAccording to a recent study by BankRate.com, says Smith, a surprising number of millennials (39%) plan to save or invest their refund, 28% plan to use it to pay for necessities and 24% say theyll use it to pay down debt.While it is tempting to splurge on a vacation or a big purchase, saving the refund for emergency situations will be more beneficial to you in the long run, she says.For more on how you can use your tax refund more wisely, check out our blog post: 5 Smart Ways To Spend Your Tax Refund.6. Use appsThere are financial apps that help people save money, says Johnson. One popular app is called Acorns. You tie Acorns to your debit card and it rounds the purchase up to the nearest dollar, effectively allowing you to invest your spare change.Johnson even lays out how it works:If your Starbucks latte costs $4.29, when you use your debit card $5 will be taken out of your account with $4.29 going to Starbucks and $0.71 going into your investment acco unt. This allows you to save money as you make everyday purchases.7. Turn your clutter into cashSmith suggests that you should Have a clear-out and sell anything you dont use â€" or genuinely dont even want â€" anymore.Two questions to ask yourself when deciding whether to keep something or not is: have I used this in the last year? and is it sentimental? If the answer to both questions is no, then sell it and collect the cash, she says.According to Smith, There are plenty of websites that can help you, eBay being one of the most notorious. However you pay less fees with Bonanza and eBid. If your goods are designer, its worth checking out Tradesy.com or Poshmark.com. BuyBackWorld.com is great for electronics and Raise.com will, in many cases, actually pay you $1.50 per gift card you list for sale through TopCashback.8. Invest your raiseAnother idea is to invest your raise for retirement, says Johnson. That is, act as if you didnt receive a raise and have the after tax amount of the raise deducted directly from your paycheck into a retirement fund. You dont give anything up other than the opportunity cost of the raise.Johnson points out that You are already accustomed to living on the current amount you make. When you invest your raise, You simply continue your lifestyle as if you didnt receive that raise. Now, mind you, you dont need to do this every time you get a raise, as the results are cumulative and compound over time.9. Maximize your rewardsSmith advises that you should Make sure youre being rewarded for your spending.Use credit cards that give you air miles, points or money back on your purchases, she says.  Shop through free cashback websites such as TopCashback.com to earn a percentage of your spending back as a cashback rebate (think of it as effectively getting a sales tax refund 30 to 90 days after the transaction).Smith says that you can also sign up to free loyalty schemes that give you access to discounts and free shipping.Do you have some sav ings strategies that have worked really well for you? Let us know! You can find us on Twitter at @OppLoans.com.ContributorsChris Brantner is the founder of CutCableToday.com, where he shares his knowledge on saving money by getting rid of high priced cable bills. Hes also a contributor for Business Insider, TechHive, and other publications.Robert R. Johnson, Ph.D., CFA ® , CAIA ® , CLF ® , is the President and Chief Executive Officer of The American College of Financial Services. Bob is the author of multiple books and scholarly articles. He is co-author of the books Invest With the Fed, Strategic Value Investing, The Tools and Techniques of Investment Planning, and Investment Banking for Dummies. His articles have appeared in The Journal of Finance, Journal of Financial Economics, Financial Analysts Journal, and Journal of Portfolio Management.Natasha Rachel Smith, Personal Finance Expert at TopCashback.com, is based in Montclair, NJ. Natasha’s background is in retail, banking , personal finance and consumer empowerment; ranging from sales to journalism, marketing, public relations and spokesperson work during a 17-year career period. She’s originally from London, UK, but moved to Montclair, New Jersey, USA, several years ago to launch and run the American arm of the British-owned TopCashback brand; a global consumer empowerment and money-saving portal company.